:root{--navy:#101f3b;--navy2:#1b3154;--orange:#f28c28;--orange-dark:#b95b08;--ink:#1d2736;--muted:#5c6878;--paper:#fff;--pale:#f3f6fa;--line:#dbe2eb;--radius:18px;--shadow:0 14px 38px rgba(16,31,59,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:#164f91;text-underline-offset:3px}a:hover{color:var(--orange-dark)}a:focus-visible,button:focus-visible{outline:3px solid var(--orange);outline-offset:3px}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{min-height:82px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:800;text-decoration:none;line-height:1.15;min-width:max-content}.brand img{display:block}.brand small{display:block;font-size:11px;color:var(--muted);font-weight:600;letter-spacing:.04em;margin-top:5px}.site-header nav{display:flex;gap:23px;align-items:center;margin-left:auto}.site-header nav a{font-size:14px;font-weight:650;text-decoration:none;color:var(--navy)}.header-call,.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 19px;border-radius:999px;background:var(--orange);color:#20170d;font-weight:800;text-decoration:none;border:0;cursor:pointer;box-shadow:0 5px 0 rgba(185,91,8,.12)}.header-call{white-space:nowrap}.button:hover,.header-call:hover{background:#ffab4e;color:#20170d}.button.secondary{background:transparent;border:1px solid rgba(255,255,255,.5);color:#fff;box-shadow:none}.menu-toggle{display:none}.hero{background:radial-gradient(ellipse at 85% 12%,rgba(242,140,40,.22),transparent 35%),linear-gradient(130deg,#101f3b,#1b3154);color:white;padding:82px 0 76px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:55px;align-items:center}.eyebrow{color:var(--orange);font-weight:850;text-transform:uppercase;letter-spacing:.13em;font-size:12px}.hero 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p{color:var(--muted);font-size:15px}.text-link{font-weight:800;text-decoration:none}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}.check-list{list-style:none;padding:0;margin:20px 0}.check-list li{padding:9px 0 9px 31px;position:relative}.check-list li:before{content:"✓";position:absolute;left:0;top:8px;color:#a85400;font-weight:900;background:#fff0df;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-size:13px}.callout{background:var(--navy);color:white;border-radius:24px;padding:34px}.callout h2,.callout h3{color:white}.callout p{color:#dce5f1}.callout a:not(.button){color:#ffc27e}.faq-list details{border-bottom:1px solid var(--line);padding:18px 0}.faq-list summary{font-weight:800;color:var(--navy);cursor:pointer}.faq-list details p{margin:12px 0 0;color:var(--muted)}.page-hero{padding:58px 0 45px;background:linear-gradient(130deg,#101f3b,#1b3154);color:#fff}.page-hero h1{font-size:clamp(32px,4vw,48px);line-height:1.12;margin:14px 0}.page-hero p{max-width:780px;color:#e0e8f4;font-size:18px}.breadcrumbs{font-size:13px;color:#d5dfec}.breadcrumbs a{color:#ffc27e}.content{max-width:850px}.content h2{font-size:27px;margin:34px 0 12px}.content h3{font-size:20px;margin:25px 0 10px}.content p,.content li{color:#3c4858}.related-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.related-links a{padding:8px 12px;background:#fff;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-weight:650;font-size:14px}.cta-band{background:#fff1e1;padding:48px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-inner h2{margin:0;color:var(--navy);font-size:clamp(25px,3vw,34px)}.cta-inner p{margin:8px 0 0;color:#596273}.site-footer{background:#0c172b;color:#d8e0ec;padding:48px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr .7fr 1fr;gap:40px}.footer-brand{color:#fff}.footer-brand small{color:#bdc9da}.site-footer p{color:#bdc9da;font-size:14px}.site-footer h2{font-size:14px;text-transform:uppercase;letter-spacing:.1em;color:#fff}.site-footer a{display:block;color:#d8e0ec;margin:7px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:35px;padding-top:17px;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#aebbd0}.notice{padding:15px 18px;background:#fff7e9;border-left:4px solid var(--orange);border-radius:8px;color:#513b24;font-size:14px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-weight:750;font-size:14px}.field input,.field textarea,.field select{width:100%;border:1px solid #cbd5e1;border-radius:10px;padding:12px 13px;font:inherit;background:#fff}.field textarea{min-height:130px}.form-note{font-size:13px;color:var(--muted)}.mobile-call{display:none}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:15px;top:15px;background:#fff;padding:12px;z-index:100}
@media(max-width:850px){.header-inner{gap:12px;min-height:72px}.brand{min-width:0}.brand span{font-size:14px}.brand small{font-size:10px}.menu-toggle{display:block;margin-left:auto;border:1px solid var(--line);background:white;border-radius:8px;padding:9px 11px;font-weight:750;color:var(--navy)}.site-header nav{display:none;position:absolute;top:72px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:18px 22px;flex-direction:column;align-items:flex-start;gap:15px;margin:0}.site-header nav.open{display:flex}.header-call{padding:10px 13px;font-size:13px}.hero{padding:56px 0}.hero-grid,.split{grid-template-columns:1fr;gap:32px}.pipe-graphic{min-height:240px}.cards{grid-template-columns:repeat(2,1fr)}.section{padding:58px 0}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.cta-inner{align-items:flex-start;flex-direction:column}.mobile-call{display:block;position:fixed;bottom:12px;left:12px;right:12px;z-index:9;text-align:center;box-shadow:0 8px 30px rgba(16,31,59,.3)}body{padding-bottom:66px}}
@media(max-width:540px){.wrap{width:min(100% - 30px,1120px)}.header-inner{gap:8px}.brand img{width:37px;height:37px}.brand span{font-size:12px}.brand small{font-size:9px}.header-call{font-size:12px;padding:9px 10px}.hero h1{font-size:36px}.hero p{font-size:16px}.trust-grid{grid-template-columns:1fr;gap:12px}.cards{grid-template-columns:1fr}.section{padding:48px 0}.footer-grid{grid-template-columns:1fr;gap:25px}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column;gap:8px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.page-hero{padding:42px 0 34px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
